David Simeone, CRC®, RFC®
Co-Founder & Wealth Advisor
Firm Foundations Financial Group
A Steady, Analytical Approach to Complex Decisions
David Simeone brings over 26 years of experience helping individuals and families navigate the complexities of retirement, investment management, and long-term financial planning.
With a background in engineering, Dave approaches financial decisions with a disciplined, analytical mindset. He has a natural ability to break down complex situations into clear, structured paths forward—helping clients move from uncertainty to confidence with thoughtful, well-reasoned guidance.
At the same time, Dave understands that financial decisions are rarely just numbers on a page. They are deeply personal. His work reflects a balance of precision and practicality, paired with a steady, relational approach that helps clients feel both understood and well-advised.
Thoughtful Planning, Built to Hold
Dave’s core strength lies in comprehensive financial planning.
He works closely with clients to develop strategies that integrate:
- retirement income planning
- investment management
- tax-aware decision-making
- risk management and protection strategies
His deep understanding of annuities and investment structures allows him to evaluate when—and if—these tools are appropriate within a broader plan, always with the client’s long-term interests in mind.
Rather than relying on assumptions or one-size-fits-all approaches, Dave focuses on building plans that are:
- structured
- adaptable
- and designed to hold up under real-world conditions
A Fiduciary, Relationship-Driven Approach
As a fiduciary advisor, Dave is committed to acting in the best interest of his clients at all times.
His relationships are built over years of consistent guidance, honest conversations, and a commitment to helping clients make sound decisions—even when those decisions are not the easiest.
Clients often appreciate his:
- steady demeanor
- thoughtful perspective
- dry sense of humor that brings levity to complex topics
He does not seek to overwhelm with information, but to provide clarity—helping clients understand not just what they are doing, but why.
His Role at Firm Foundations
As a partner and advisor at Firm Foundations Financial Group, Dave serves clients through a holistic planning lens, working alongside the broader framework of the firm’s process.
His work complements the firm’s commitment to:
- Intentional planning
- Disciplined investment oversight
- Long-term client relationships grounded in trust
Life Outside the Office
Outside of his professional life, Dave enjoys spending quality time with his wonderful wife, two lovely daughters and their new husbands, and, of course, their two finicky cats.
His faith plays an important role in his life. He is actively involved in his local church and has a passion for teaching and helping guide others in their spiritual growth.
In his free time, Dave enjoys:
- history
- airshows
- board gaming
- and Pittsburgh sports
A Measured Perspective in an Uncertain World
Dave’s work is grounded in a simple belief:
Thoughtful planning, combined with disciplined execution, creates clarity—even in uncertain environments.
His role is to help clients move forward with confidence, knowing that their decisions are not based on reaction, but on a well-constructed plan.